0% Intro APR
Give a big purchase room to breathe with a 0% intro APR period, and know what happens when it ends.
4 guides


0% Intro APR
Split a Big Purchase Into Payments Before 0% Intro APR Ends
You put a big purchase on a card with a 0% intro APR. Here's the simple math to split it into monthly payments and finish before the regular rate starts.

0% Intro APR
Missed a Payment During Your 0% Intro APR? What Happens
You missed a due date while your 0% intro APR is running. Here's what late fees, rate changes and credit reports can mean, and how to fix it fast.

0% Intro APR
Deferred Interest vs. 0% Intro APR: What's the Difference?
Eyeing store financing that says 'no interest'? Learn how deferred interest can charge back-interest on the full purchase, unlike a true 0% intro APR.

0% Intro APR
What a 0% Intro APR Offer Really Costs You
A zero percent introductory period can be a genuinely useful tool or an expensive trap. The difference is entirely in what you do during the window.